What NOT to Do Before Making an Offer

Avoid These Common (and Costly) Mistakes

You're about to make one of the biggest investments of your life. Here’s what to absolutely avoid so your dream deal doesn’t turn into a nightmare.

❌ Don’t Tour Without Me

Never visit a home without your agent. Many properties require registration, and going solo may waive your right to representation. Let me protect your interests from the start. If I am not available I will call ahead to set it up on your behalf.

❌ Don’t Overshare Inside the Home

Many homes have cameras—and yes, sellers may be watching. Avoid commenting (good or bad) while touring. Save your thoughts for after we leave.

❌ Don’t Use a Random Lender

A quick pre-qual from an online lender won’t cut it. Use a trusted, reputable lender with local knowledge and real pre-approval power. I can connect you with top-tier options.

❌ Don’t Skip the Pre-Approval

This isn’t optional. You’ll need a solid pre-approval letter to submit a competitive offer—and to know what you can actually afford.

For whatever reason, many Park City buyers put the cart before the horse.
Don’t be that person.

I’ve watched incredibly successful, highly qualified individuals run into unexpected issues with their loan process. It happens more often than people think. That’s why getting your financing fully dialed in before you start shopping and touring homes isn’t optional. It’s critical.

If you’re paying cash, you’ll need to provide proof of funds. ( POF)
That can look like a formal letter from your bank or financial advisor, or documentation showing available funds in your investment or bank accounts. The goal is simple. Show the seller that you have the ability to perform.

In this market, preparation isn’t just smart. It’s what separates serious buyers from everyone else.

❌ Don’t Delay Sending Documents

When your lender asks for paperwork—move fast. Delays here cause delays everywhere else.

❌ Don’t Change Jobs or Industries

Now is not the time to switch careers. Lenders want to see stability. Changing roles can throw a wrench into underwriting.

❌ Don’t Make Large Purchases

Hold off on that new sofa, Tesla, or kitchen remodel. Lenders run credit again right before closing. New debt could kill the deal.

❌ Don’t Transfer Large Sums of Money

Always talk to your lender first. Unexplained transfers or large deposits can cause red flags and underwriting delays.

❌ Don’t Let Another Agent Represent You

Real estate laws vary by state. If you're relocating, don’t let your hometown agent guide you here. Utah and Park City in particular is unique—and you need someone who knows Park City inside and out.

❌ Don’t Wait Too Long

Hot homes don’t stay available. Be thorough, but don’t overthink yourself out of a great opportunity. I’ll help you move fast and smart.

❌ Don’t Go It Alone

This is a high-stakes transaction. I'm not just your agent—I'm your strategist, your advocate, and your protector from costly missteps.

🔑 Have questions about any of this? Let’s talk before we move forward.